@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700;800&display=swap');
:root{--navy:#0f2747;--deep:#00203b;--blue:#007ac2;--bright:#00aeef;--red:#ed002b;--pale:#f3f5f8;--muted:#51647c}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--navy);font-family:Montserrat,Arial,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}:focus-visible{outline:3px solid var(--bright);outline-offset:5px}.skip{position:absolute;top:-80px;background:white;padding:12px;z-index:50}.skip:focus{top:0}header{background:var(--deep);color:white;position:sticky;top:0;z-index:20;border-bottom:1px solid #ffffff18}.header-inner{max-width:1380px;margin:auto;min-height:100px;display:flex;align-items:center;padding:18px 40px;gap:26px}.brand{display:block;flex-shrink:0;width:270px;line-height:0}.brand svg{width:100%;height:auto}.brand-promise{border-left:1px solid #708291;padding-left:25px;text-transform:uppercase;font-size:11px;letter-spacing:2.5px;line-height:1.8}header nav{margin-left:auto;display:flex;gap:26px;align-items:center;font-size:13px;font-weight:600}header nav>a:not(.button){position:relative;padding:12px 0;white-space:nowrap}header nav>a[aria-current=page]:after{content:'';position:absolute;bottom:3px;height:3px;background:var(--red);left:0;right:0}.button{background:var(--red);border:1px solid var(--red);color:white;padding:13px 23px;display:inline-flex;align-items:center;justify-content:center;gap:20px;font-weight:700;font-size:14px;line-height:1.6;border-radius:2px;cursor:pointer;transition:background .15s,transform .15s}.button:hover{background:#c70025;transform:translateY(-1px)}.button.small{font-size:12px;padding:13px 16px;gap:12px}.button.outline{background:transparent;border-color:var(--navy);color:var(--navy)}.button.outline:hover{background:#e9eef4}.button.light{border-color:white;color:white;background:transparent}.menu{display:none}.hero{position:relative;isolation:isolate;background:var(--deep);color:white;min-height:440px;overflow:hidden}.hero-art{position:absolute;inset:0 0 0 38%;z-index:-2;width:62%;height:100%;object-fit:cover}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#00203b 12%,#00203bf0 34%,#00203b92 54%,#00203b05 88%);z-index:-1}.hero-inner{max-width:1280px;margin:auto;padding:54px 30px 34px}.eyebrow{text-transform:uppercase;font-size:12px;letter-spacing:1.6px;font-weight:600;display:flex;align-items:center;gap:18px;margin:0 0 12px}.eyebrow.rule:before{content:'';width:36px;height:3px;background:var(--red)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(34px,3.3vw,49px);line-height:1.15;letter-spacing:-1px;max-width:690px;margin-bottom:22px;font-weight:800}h1 em{font-style:normal;color:var(--bright)}.hero .intro{max-width:580px;font-size:16px;line-height:1.75;margin:20px 0}.red-rule{width:50px;height:3px;background:var(--red)}.values{font-size:14px;display:flex;gap:16px;align-items:center;margin-top:26px;font-weight:500}.values i{color:var(--red);font-style:normal}.values strong{color:var(--bright)}.actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:24px}.section{max-width:1280px;padding:45px 30px;margin:auto}.band{background:var(--pale)}h2{font-size:clamp(28px,2.7vw,37px);line-height:1.22;letter-spacing:-.8px;margin-bottom:12px;font-weight:800}h3{font-size:19px;line-height:1.4;margin-bottom:10px}.lead{color:#354f70;max-width:850px;margin-bottom:28px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:45px;text-align:center;padding-top:10px}.step{position:relative}.step:not(:last-child):after{content:'→';position:absolute;right:-34px;top:17px;font-size:32px;color:#a2b2c5}.icon-ring{width:76px;height:76px;border:2px solid var(--bright);border-radius:50%;margin:0 auto 12px;display:grid;place-items:center}.icon{width:39px;height:39px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.step p{font-size:14px;line-height:1.7;color:var(--muted);max-width:235px;margin:auto}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:white;display:flex;flex-direction:column;overflow:hidden}.photo{width:100%;height:168px;display:block;object-fit:cover}.card-body{padding:22px 20px;display:flex;flex-direction:column;flex:1}.card-heading{display:flex;align-items:flex-start;gap:12px}.card-heading .icon{flex-shrink:0;width:32px;height:32px}.card h3{font-size:16px}.card p{font-size:14px;line-height:1.75;margin:8px 0 18px;color:var(--muted)}.card-link{margin-top:auto;color:var(--red);font-size:24px;line-height:1}.card:hover .card-link{transform:translateX(4px)}.dark.card{background:var(--deep);color:white}.dark.card p{color:#e2e9f2}.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.split .photo{height:300px}.split p{color:var(--muted)}.acquiring{display:flex;align-items:center;gap:28px;padding-top:32px;padding-bottom:32px}.acquiring .icon{width:66px;height:66px;flex-shrink:0}.acquiring h3{font-size:22px;margin-bottom:6px}.acquiring p{font-size:14px;line-height:1.6;margin-bottom:0;max-width:590px;color:var(--muted)}.acquiring .actions{margin:0 0 0 auto;flex-wrap:nowrap;flex-shrink:0}.form-intro{font-size:14px;color:var(--muted)}form{display:grid;grid-template-columns:1fr 1fr 1.5fr;gap:22px;margin-top:20px}.form-column{display:flex;flex-direction:column;gap:15px}label{display:flex;flex-direction:column;font-size:13px;gap:5px;font-weight:500}label b{color:var(--red)}input,select,textarea{width:100%;min-width:0;background:white;border:1px solid #ccd7e4;color:var(--navy);border-radius:3px;padding:11px 12px;font-size:14px}textarea{height:106px;resize:vertical}input[type=file]{font-size:12px;padding:10px;border-style:dashed;background:transparent}.form-note{font-size:12px;color:var(--muted);margin:8px 0 0}.form-status{grid-column:1/-1;background:#e5eef6;border-left:3px solid var(--blue);padding:15px}.form-status:empty{display:none}footer{background:var(--deep);color:white}.footer-inner{max-width:1280px;margin:auto;padding:30px;display:flex;align-items:center;gap:35px}.footer-inner .brand{width:210px}.footer-inner nav{display:flex;gap:20px;font-size:12px}.footer-inner p{font-size:12px;margin:0 0 0 auto;white-space:nowrap}.footer-inner i{font-style:normal;color:var(--red);margin:0 6px}.footer-inner strong{color:var(--bright)}.copyright{border-top:1px solid #ffffff18;max-width:1220px;margin:auto;padding:12px 0;color:#b0bdcc;font-size:11px}.home-intro{max-width:850px}.home-hero{min-height:510px}.home-hero h1{max-width:650px}.contact{scroll-margin-top:110px}.contact .section{padding-top:35px;padding-bottom:35px}.privacy-note{font-size:12px;color:var(--muted);margin-bottom:0}
@media(min-width:1500px){.hero-inner{padding-top:65px;padding-bottom:50px}.hero{min-height:470px}}
@media(max-width:1150px){.brand-promise{display:none}.header-inner{padding:16px 25px}.brand{width:245px}header nav{gap:20px}.acquiring{flex-wrap:wrap}.acquiring .actions{margin-left:94px}.footer-inner{flex-wrap:wrap}.footer-inner p{margin-left:0}}
@media(max-width:850px){.header-inner{min-height:84px}.brand{width:235px}.menu{display:block;margin-left:auto;background:none;border:1px solid #ffffff55;color:white;padding:9px 15px;border-radius:3px;font-size:14px}header nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--deep);padding:20px 25px;align-items:stretch}header nav.open{display:flex;flex-direction:column;gap:10px}header nav>a[aria-current=page]:after{right:auto;width:35px}.hero-inner{padding-top:42px}.hero-art{left:20%;width:80%;opacity:.7}.hero:after{background:linear-gradient(90deg,#00203bfa 0%,#00203be6 45%,#00203b55 100%)}.cards{grid-template-columns:repeat(2,1fr);gap:20px}.steps{grid-template-columns:repeat(2,1fr);gap:30px}.step:after{display:none}.split{gap:25px}.split .photo{height:340px}form{grid-template-columns:1fr 1fr}.form-column:last-of-type{grid-column:1/-1}.footer-inner{gap:25px}.footer-inner nav{flex-wrap:wrap}.copyright{padding:12px 30px}}
@media(max-width:540px){.header-inner{padding:15px 20px}.brand{width:205px}.hero-inner{padding:35px 22px}.hero h1{font-size:36px;letter-spacing:-.7px}.hero .intro{font-size:15px}.hero-art{left:0;width:100%;opacity:.4}.hero:after{background:linear-gradient(90deg,#00203bf2,#00203b9e)}.hero{min-height:0}.values{gap:9px;font-size:11px;white-space:nowrap}.section{padding:34px 22px}.cards{grid-template-columns:1fr}.photo{height:210px}.card-body{padding:23px}.card h3{font-size:18px}.card p{font-size:15px}.steps{gap:25px 18px}.step p{font-size:13px}.step h3{font-size:17px}.split{grid-template-columns:1fr;gap:25px}.split .photo{height:240px}.acquiring{gap:20px}.acquiring>.icon{display:none}.acquiring .actions{margin:0;flex-wrap:wrap;gap:12px}.button{padding:12px 18px;font-size:13px}form{grid-template-columns:1fr}.form-column:last-of-type{grid-column:auto}.footer-inner{padding:28px 22px}.footer-inner nav{gap:15px;font-size:12px}.footer-inner p{white-space:normal}.copyright{padding:12px 22px}h2{font-size:29px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.hero-art{left:0;width:100%;object-position:center 48%}.hero:after{background:linear-gradient(90deg,#00203bfc 5%,#00203be8 30%,#00203b9c 52%,#00203b08 90%)}@media(max-width:540px){.hero:after{background:linear-gradient(90deg,#00203bf2,#00203bb5)}}

@media(max-width:540px){.acquiring .actions{width:100%;min-width:0;flex-shrink:1}.hero h1{font-size:clamp(30px,8.5vw,36px)}}

.direct-contact{max-width:1280px;margin:auto;padding:40px 30px;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:35px;border-bottom:1px solid #ffffff25}.direct-contact h2{font-size:28px}.direct-contact p:not(.eyebrow){font-size:14px;color:#c5d1df;margin-bottom:0}.direct-contact address{font-style:normal;align-self:center;min-width:0}.direct-contact h3{font-size:19px}.direct-contact address a{display:block;font-size:14px;overflow-wrap:anywhere;margin-top:8px}.direct-contact address a:hover{color:var(--bright);text-decoration:underline}@media(max-width:950px){.direct-contact{grid-template-columns:1fr 1fr}.direct-contact>div{grid-column:1/-1}}@media(max-width:540px){.direct-contact{grid-template-columns:1fr;padding:32px 22px;gap:24px}}
